How to Apply for Axis Bank Credit Card: Having a credit card is not just a luxury but also a necessity. Whether you are shopping online or offline, managing your finances, or booking flight tickets, credit cards offer immense convenience. Apart from providing ease, it also ensures secure transactions, keeping you away from fraud, and maximizes savings.
Like other banks in India, Axis Bank offers numerous credit cards to persons with different spending preferences. With credit cards and competitive interest rates on loans, Axis Bank is a name to consider in the credit industry.
One can choose credit cards that focus solely on travel, shopping, cashback, or rewards, as well as cards that offer special benefits in different categories. It is good to compare between several cards to choose which one best suits your needs. After doing that, learn how to apply for Axis Bank Credit Card. Here is complete information for the same. Let’s read it quickly.
Table of Contents:
- Key features of Axis Bank Credit Card
- Eligibility criteria for Axis Bank credit card
- Documents required to apply for Axis Bank Credit Card
- How to apply for Axis Bank Credit Card Online
- How to apply for Axis Bank Credit Card Offline
- How to activate Axis Bank Credit Card
- How to close Axis Bank Credit Card
Key features of Axis Bank Credit Card:
Discuss below information highlights notable benefits and key features of Axis Bank Credit Card:
- Unlimited discounts from multiple merchant outlets
- World-class privileges
- Cashback offers
- VIP Lounge ease at airports
- Airline vouchers
- Heavy discounts on e-commerce transactions, dining and shopping
- More than 500 rewards from the EDGE loyalty program run by Axis Bank
- Maximum buy limits
- Embedded EMV chips built-in for high-level security
Suggestive Read: BEST AXIS BANK CREDIT CARDS & THEIR BENEFITS
Eligibility criteria for Axis Bank credit card:
Moving into the section where we have discussed how to apply for Axis Bank credit card, it is important to ensure you’re eligible to avail of the credit card. Each bank has its eligibility criteria, likewise, Axis Bank has too.
An applicant is required to meet some basic requirements like Indian residence proof, age, and a fixed source of income if he/she wants a credit card from the bank.
However, the eligibility criteria set by Axis Bank to apply for an Axis credit card include:
- The applicant must be between the ages of 18 to 70 years.
- A cardholder who is an add-on must be over 18 years old.
- Those who are residents and NRIs can apply for Axis credit cards (Note: selected credit cards are provided to non-resident Indians or NRIs )
- The major applicant must have a fixed source of income.
- At the time of credit card application, the primary applicant must have a good credit history. Generally, a CIBIL score of about 700 is considered to be eligible to apply for an Axis Credit Card.
- The person who already has a credit card might be required to reveal transaction proof (previous year’s credit card statement) to evaluate their credit card record and other information.
Remember, the eligibility criteria may vary slightly, based on the card variation.
Documents required to apply for Axis Bank Credit Card:
Another crucial process to apply for an Axis Bank credit card is documentation. The required documents that need to be submitted while applying for an Axis Bank Credit Card are as follows:
Documents required for Proof of Identity:
- PAN Card
- Aadhaar Card
- Passport
- Driver’s License
- Voter’s ID
- Other govt-authorized photo identity proof
Documents required for Proof of Address:
- Passport
- Aadhaar Card
- Utility bills, make sure they shouldn’t be older than three months
- Government-authorised identity proof
Documents required for Proof of Income:
- Bank Statement (it should be from the past three months)
- Salary Slips ( it should be from the past three months)
- Form 16
- Audited financial proofs (In case you’re self-employed: the record should be for the past two years)
Important Note: The above Axis Bank Credit Card eligibility criteria are indicative only. Based on the evaluation, Axis Bank has the final authority to approve or reject the credit card application.
How to Apply for Axis Bank Credit Card: Step-by-Step Guide
Two methods enable users to apply for an Axis Credit Card. Either you apply via online method or offline method.
How to apply for Axis Bank Credit Card Online:
Step 1 Go to the official website of Axis Bank (link: https://www.axisbank.com/)
Step 2 Tap on the “Apply Credit Card” option
Step 3 You will appear on a new page where you will be asked whether you are an existing Axis Bank customer or not
Step 4 Next, tap on “Yes” (if you’re an existing bank customer) and make sure to fill in the important details such as DOB, PAN, Customer ID, and Mobile Number
Step 5 Make sure to check your eligibility and check out applicable offers
Step 6 Complete the application procedure and submit to apply for a suitable credit card
Step 7 Tap on, “No” (in case you’re not an existing bank customer), and fill in the required details such as Pincode, PAN number, Mobile number, and Net annual income
Step 8 Tap on, “Next” to complete the procedure
Step 9 You will receive an OTP on your registered mobile number
Step 10 Make sure to complete verification after filling in the registered mobile number
Step 11 Check the given offers available for the suitable credit card
Suggestive Read: HOW TO CHECK AXIS BANK CREDIT CARD APPLICATION STATUS ONLINE
How to apply for Axis Bank Credit Card Offline:
Applying offline for Axis Bank Credit Card is as simple and easy as applying online. You just need to follow a few steps, including:
Step 1 Visit nearby Axis Bank Branch in your location
Step 2 Next, discuss your need for a bank executive
Step 3 The executive will help you pick the suitable credit card that caters to your needs.
Alternatively, you can call the Axis Bank customer care number (18605005555/18604195555) to apply for an Axis Bank credit card, or you can also give a missed call on this number: 18004190230.
Suggestive Read: Steps to Register Axis Bank Credit Card for Net Banking
How to activate Axis Bank Credit Card:
Read the steps on how to activate Axis Bank credit card in both online and offline ways:
-
Activate via Mobile app
- Open the “Axis Mobile” app on your device and log in
- Go to the menu and choose the “Banking” option
- Select “Services” and open ‘Credit Cards’
- Here you will have the option to Reset/Set a PIN
- Enter the OTP that will be sent to your mobile number and continue.
- Set your 4-digit PIN and continue.
- Authenticate your new PIN with the application mPIN.
-
Activate via ATM
- Put your Axis Bank credit card into the ATM slot
- Here you will receive a Set PIN option
- Users using credit cards for the first time will receive the “Generate OTP” option
- Tap on the same and keep in the notified OTP number get on your number
- In the case of using a credit card, fill in your DOB and verify with OTP once.
- Here you will have the Set PIN option
- Set your desired PIN and confirm by re-filling your selected PIN.
-
Activate via Net Banking
- Open the official website of Axis Bank
- Log in with your net banking identification
- Tap on ‘Accounts’ and open the ‘My cards’ section
- Click on the ‘More Services’ option and select ‘ Credit Card PIN Change’
- Tap ‘Go’ and set your choice of PIN
- You’ll receive a code on your registered mobile number
- Put in the code and confirm
-
Activate via Customer care help
- Dial Axis Bank support contact number (here it is 18605005555 or 18004195555)
- Select 2 for ‘PIN-related services’
- Choose 1 to Generate Credit or Debit Card PIN
- Again choose 1 for Generate PIN for the axis credit card
- Fill in your card details, such as expiration date, card number, DOB, and registered mobile number
- An activation code will be sent to your registered mobile number
- Enter the activation code and choose 4 digital PINs after that.
Best Deal: Top Cashback on Axis Bank Flipkart Credit Card
How to close Axis Bank Credit Card:
Below are multiple methods on how to close axis bank credit card:
-
Close Axis Bank Credit Card via Online:
- Write an Email to the Axis Banks’ email ID (creditcards@axisbank.com)
- Write you want to close your Axis Bank Credit card in the subject line
- Mention required details such as credit card number, your name, and registered mobile no in the email
- Don’t mention your CVV number or credit card PIN in the email
- Once mail is acknowledged by Axis Bank, you will be directed about further procedures on how to close the Axis Bank Credit Card
-
Close Axis Bank Credit Card via offline:
How to close Axis Bank credit cards through customer care:
Call the Axis credit card customer care at this number: 1860 500 5555/ 1860 419 5555 from your registered number and request a cancellation. To verify your identity and process the closing request of your Axis credit card account, the bank representative will ask you a few questions.
How to close an Axis Bank credit card by visiting a nearby Axis branch:
In this method, you will have to carry some documents of identification along with your active bank credit card. This way the card cancellation process will be successful.
On the ending note, we have tried our best to provide information on how to apply for Axis Bank credit card with step-by-step and other relevant information regarding the same. If you still haven’t applied for a credit card or have already but want to close, the above-mentioned information will be really helpful. Thank you!
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