Reward Rates
- ₹ 2150PW Reward Will Be Credited 48 Hours After Successful SBI Cashback Credit Card Delivery.
Applying for Cashback SBI Card:
1.Go to the 'Credit Cards' page and choose 'Cashback SBI Card.'
2.Click 'Apply Now' and fill in the online application form.
Submit the form.
3.Upon approval, SBI Card team will contact you for verification.
4.Receive your Cashback SBI Card after verification.
Eligibility Criteria:
1.Age: 21 to 70 years
2.Salaried or self-employed professional
3.Good credit score
4.Regular source of income
Features and Benefits:
1.5% cashback on online purchases, 1% on offline purchases.
2.Four free domestic airport lounge visits annually.
3.1% fuel surcharge waiver at petrol pumps.
4.Accepted in 24 million+ global outlets.
5.Easy Bill Pay' for convenient utility bill payments.
Fees:
1.Joining Fee: Rs.999
2.Renewal Fee: Rs.999 (Waived with Rs.2 lakh annual spend)
3.Cash Advance Fee: 2.5% or Rs.500
4.Finance Charges: 3.50% per month (42% p.a.)
5.Late Payment Fee: Varies based on outstanding amount.
Additional Charges:
1.Overlimit Fee: 2.5% or Rs.600
2.Payment Dishonor Fee: 2% of payment amount (min Rs.500)
3.Rewards Redemption Fee: Rs.99
4.Cheque Payment Fee: Rs.100
5.Card Replacement Fee: Rs.100 to Rs.250
6.Foreign Currency Transaction Fee: 3.5% (1.99% for Aurum and Elite)
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