Credit cards are financial tools issued by banks and financial institutions, allowing users to borrow funds for purchases, which they repay with interest. There are various types of credit cards to suit different needs. Standard credit cards offer basic features and revolving balances. Rewards cards provide points, miles, or cashback on purchases. Secured credit cards require a deposit and help build or repair credit. Balance transfer cards offer low introductory rates for transferring existing balances. Business credit cards cater to company expenses, while student credit cards are designed for young adults with limited credit history. Each type serves specific financial goals and lifestyles. So, PaisaWapas will provide you with each type that you are looking for, and choose from the best reward credit card with top offers and cashback deals. By using PaisaWapas for your credit card purchases, you can enjoy significant savings, exclusive discounts, and additional cashback rewards, making it a valuable platform for maximizing financial benefits and smart shopping.
💳 HSBC Visa Platinum Credit Card
✅ Zero Joining & Annual Fee
🎁 ₹100 Amazon Voucher + ₹500 Cashback on initial spends
💰 Earn Reward Points on every spend + Bonus on high annual spends
✈️ Air-Miles Conversion & Fuel Surcharge Waiver
🔗 Apply Now
🎬 Buy 1 Get 1 FREE Movie Ticket! 🍿
Exclusively with SBM Credilio Credit Card
Book your favorite movies on BookMyShow App and enjoy:
✅ Buy 1 Get 1 Free Movie Ticket Offer
🎟️ Maximum discount of ₹250 per month
🔥 Limited Period Offer – Don't Miss Out!
Use your SBM Credilio Credit Card now & double the movie fun!
Apply for IDFC FIRST Credit Card – Lifetime Free with Never-Expiring Rewards!
Unlock exclusive benefits with the IDFC FIRST Credit Card – absolutely Lifetime Free with Reward Points that never expire!
✅ Enjoy Complimentary Airport & Railway Lounge Access
✅ Get exciting offers on Movies, Dining, and more
✅ Earn 3X Rewards on Offline & 6X on Online Spends
✅ Celebrate with 10X Rewards on your Birthday!
Don't miss out on these premium perks.
Apply Now and experience the freedom of smarter spending!
Apply for INDUSIND Lifetime Free Credit Card & Get 1% Cashback on all Retail spends 👌👌👌
Eligibility ↓↓↓↓
👉 Income - Rs 35,000/month
👉 CIBIL Score - 750 or more
👉 Age Requirement: 21 to 55 years.
Benefits
👉 Get 1% Cashback on all retail spends.
👉 No Joining Fee & Lifetime Free Creditcard.
👉 Get Amazing Deals & Discounts on Flipkart, Amazon, Cleartrip, Yatra, Bookmyshow & ETC.
👉 Fuel Surcharge waiver on all petrol pumps.
👉 Get Comprehensive Insurance benefits.
👉 Enjoy Complimentary Airport Lounge access.
Applying for an AU Credit Card online is an easy and convenient process. Here are the steps:
Pick an AU Credit Card that meets your requirements
*Above steps are indicative; these might change based on card variant and as per AU credit card decision.
Visit The Landing Page For More Details
You Need The Following Four Things To Apply For One
More Information :
Visit The Landing Page For More Details & To Grab The Offer
Now Get Flat 10% Off On Domestic Flights On Payment via Bajaj EMI Cards. Min Booking Of Rs.7,500 Required. Max Discount Of Upto Rs.800 Can Be Availed. Get Easy EMI. Visit The link To Know More.
MMTBFLEMI
Show CouponLoan on Credit Card |Get instant Loan against Credit Card
Enjoy attractive interest rates, among the lowest in the market
Quick disbursement as the loan is pre-approved
Pre-closure/Foreclosure facility is offered at a nominal fee
Only your HDFC Bank Credit Card number and registered mobile number is required for OTP verification before the loan amount disbursal
The amount will be credited into your HDFC Bank Savings Account in seconds
Visit The Landing Site For More Details
Up to 10% savings everytime you shop Zero Joining Fees Also Get Extraordinary Rewards
Enjoy up to 12 Airport Lounge visits with no spend required on your NeuCard
Benefits across various categories including, e-commerce, bill payments, insurance, & UPI payments
Enjoy savings of up to 1.5% on your everyday spends
Use your card with a wide variety of merchants and services, and enjoy the flexibility to choose between Visa and Rupay networks
Benefit from the most transparent rewards system where 1 NeuCoin equals 1 Rupee
The applicant must be a Salaried Professional, Self-Employed Professional, or Self-Employed Business Person
Existing HDFC Bank Credit Card holders can also apply for this Card
The Credit limit of the existing HDFC Bank Credit Card will be shared with the Tata Neu HDFC Bank Credit Card
Visit The Landing page To Grab The Offer
You can open a Demat account in just a few steps. It takes just a few minutes to open it from your smartphone or computer.
Go to the Kotak Securities website and click on open Demat account.
On your smartphone, just download the Kotak Securities app and register with your mobile number & email ID.
After the registration process, you have to upload your Aadhaar card and PAN card.
Next step will be E-KYC for your verification & nominee details.
Now, after successful verification, you will receive a welcome letter from Kotak Securities
Documents Required To Open Account:
PAN Card,Aadhaar Card,Passport/Voter ID/Driving License - Any one of these can serve as identity proof,Proof of address: Documents such as an electricity bill, a bank statement, or a ration card, etc.,Bank account details,Income proof
Visit The Landing Page For More Details
Axis Bank | Open Your Current Account Online Today WIth The Following Steps:
Verification via PAN and Aadhaar
Entity KYC with GST & Udyam
Fill Personal and Business Details
Complete your KYC Via Video Call
Fund your account
Visit The Landing Page To Know More.
Get YES BANK POP-CLUB Credit Card With Zero Joining Fees Today
Benefits
Get ₹5000 worth of Joining Benefits, Avail UPI through RuPay Credit Card,
Get 5 free deliveries On BlinkitSpend ₹1,50,000 in the Card anniversary year and get Waiver on the Renewal fee for the subsequent year
Cleartrip voucher worth ₹750 & Free Cancellation & Rescheduling at ₹1
Get POPcoins on every transaction
3-month Zomato Gold Mini membership
Get 2 Rapido Free bike rides every month worth ₹100
Get 6 Months PharmEasy Plus membership
Get an extra 1500 POPcoins on crossing spends worth 1.5 Lakh
3.80% per month (45.60% annually) * on Revolving Credit, Cash Advances and Overdue Amount
1% Fuel surcharge waiver
Between 21 and 60 years of age
Salaried or Self-Employed
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 5 lakhs
Existing YES BANK Credit Cardholders are not eligible for this card
Zero Joining Fees
Annual Membership Fee (Renewal): ₹ 399+ applicable taxes. (Fee will be charged in case of Customer not achieving the spend condition)
Spend ₹1,50,000 in the Card anniversary year and get a Waiver on the Renewal fee for the subsequent year
Axis Amaze Saving Account Opening
->Zero Balance Account @ ₹200/p.m. or ₹2,200/p.a.
->Welcome benefits worth ₹5999 on Amazon Prime, Swiggy, BookMyShow & Uber
->No Charges on all bank ATM withdrawals, free Debit Card, Chequebook & more
->No Charges on any Domestic Banking Transactions
->2000 Edge Rewards points on spending ₹20,000/month
HOW TO APPLY
->Verification via PAN and Aadhaar
->Fill in your details
->Complete your KYC via video call
->Fund your account
Visit The Landing Page For More Details
Axis Bank MyZone RuPay Credit Card 💳
Enjoy Premium Benefits at Just ₹500/Year!
✨ Top Benefits:
✅ Flat 40% OFF on Swiggy (T&C apply)
✅ 1 Year Complimentary SonyLIV Premium Subscription
✅ Buy 1 Get 1 Free on Movie Tickets via Paytm
✅ 4 EDGE Reward Points on every ₹200 spent
✅ Fuel surcharge waiver up to ₹400/month
💼 Annual Fee: ₹500 + GST (Waived on ₹30,000 annual spend)
📲 Accepted on UPI as it’s a RuPay Credit Card!
Millennia Credit Card |The Best CashBack Credit Card
APPLY NOW
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 25,000 per month (Salaried)
👉 Minimum ITR: Rs 6,0,000 per annum (Self-Employed)
About Swiggy HDFC Bank Credit Card:
- Get 10% Cashback on Swiggy Platfrom [Upto Rs 1500/month]
- 5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa & More [Upto Rs 1500/month]
- 1% Cashback on all other categories [Upto Rs 500/month]
- Get Welcome Benefit --> 3 months Swiggy One Membership
Joining Fee / Renewal Membership Fee – ₹500
Renewal fee waived on annual spends of Rs.2,00,000 or more
🆕 Introducing: HDFC Pixel RuPay Credit Card 💳
⚡ Lifetime FREE – Limited Time Offer!
✅ Scan & Pay via UPI using Credit Card
🍽️ 10% Cashback on Dining
🛍️ Up to 5% Cashback on Top Brands
💰 Save ₹18,000+ Annually
🎨 Available in vibrant Pixel Play Designs
🚀 The only UPI RuPay credit card you’ll ever need!
Apply for TataNeu Infinity HDFC Bank Credit Card & Get Upto 10% cashback on your transactions
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 1,00,000 per month [Salaried]
👉 Minimum ITR: Rs 12,0,000 per annum [Self-Employed]
Benefits of TataNeu Infinity HDFC Bank Credit Card:
-> Get 8 Complimentary Domestic + 4 Complimentary International Airport Lounge Access
-> Get 5% back as NeuCoins on Tata Brand Groups [Eg : Bigbasket, Croma, TataCliq & Airasia Etc]
-> Get Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
-> Get 1.5% back as NeuCoins on other spends
-> Get 1% fuel surcharge waiver at all fuel stations across India
Note --> 1 NeuCoin = Rs.1 Redeemable on Tata Neu App
Fees :
Annual/Renewal Fees : Rs. 1499/- + GST
Renewal fee waived on annual spends of Rs.3,00,000 or more
💳 Axis Bank Neo Credit Card – Best for Foodies & Bill Payers!
🔥 Get these amazing monthly benefits:
🍕 ₹120 Off on Zomato Orders (Min ₹499) – 2 Times/Month
🧾 5% Off on Paytm Bill Payments – Up to ₹150/Month
🛒 10% Off on Blinkit Orders – Up to ₹250/Month
🎬 10% Off on BookMyShow – Up to ₹100/Month
🍽 15% Off on Dining via EazyDiner – Up to ₹500/Month
💰 ₹300 Cashback on 1st Utility Bill Payment (within 30 days)
🪙 Earn 1 EDGE Reward Point per ₹200 Spent
💸 Annual Fee: ₹250 Only (Sometimes Waived)
🎁 Save ₹1200+ Every Month with This One Card!
👉 Apply Now
Apply for an IRCTC HDFC Bank Credit Card and get 8 IRCTC Lounge access + Cashback on train ticket bookings
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 18,000 per month [Salaried]
👉 Minimum ITR: Rs 6,0,000 per annum [Self-Employed]
Benefits of IRCTC HDFC Bank Credit Card :
- Earn 5 Reward Points for every INR 100 spent on IRCTC ticketing booking
- Earn 1 Reward Point for every INR 100 spent on all other spends*.
- Get an Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
- 8 complimentary access to select IRCTC Executive Lounge every year [2 per quarter]
- Get Rs.500/- Worth of gift vouchers on quarterly spends of RS.30,000/-
Fees :
Annual/Renewal Fees: Rs. 500/- + GST
Renewal fee waived on annual spends of Rs.1,50,000 or more
Get Yourself India’s Most Rewarding Credit Cards By HDFC Or SBI, Perfect range of Credit cards that offer unmatchedCashbacks, Lifestyle Benefits & much more. Get Upto 5%Unlimited Cashback, Benefits worth₹75,000, Free AirportLounge Access, Fuel SurchargeWaiver & More. Visit The Landing Page To Know More.
Joining Fee: No joining fee
Rs.1000 Second year onwards and get annual fee waived on INR 3 lakhs spends in the previous year
Benefits
Eligibility Criteria
APPLY NOW
Shoppers Stop Sale :- Get Upto 50% Off On Apparels, Shoes, Watches & More. Explore From Brands Like STOP, Life, Arcelia, Haute Curry, Kashish, IVY & More. No Promo Code Required. Valid For All Users. Visit The Landing Page To Know More. Hurry Up!!
Amazon Refrigerator Offers :- Get Upto 55% Off On Refrigerators Shown On Landing Page. Brands Like Godrej, Samsung, LG, Whirlpool, Videocon & Many More Available. Visit The Landing Page To Know More. Hurry up.
💳 Apply for HDFC UPI RuPay Credit Card & Make Seamless UPI Payments via Credit Card!
Now Pay with Credit Card on UPI & Earn Rewards Too 💥
🔹 Eligibility Criteria:
👤 Age: 21 to 60 Years
💼 Income: ₹25,000/month (Salaried)
📄 ITR: ₹6,00,000/year (Self-Employed)
🎁 Top Benefits:
✅ Pay via UPI using your Credit Card & earn Cashpoints
✅ Upto 50 Days of Interest-Free Period*
✅ 3% Cashpoints on Groceries, SuperMarkets, Dining & PayZapp
✅ 2% Cashpoints on Utility Bill Payments
✅ 1% Cashpoints on all other spends (Excluding Rent, Wallet, EMI, Fuel, Govt.)
💰 Fees:
🔸 Joining Fee: ₹250 + GST
🔸 Annual Fee: ₹250 + GST
🎉 Annual Fee Waived on spending ₹25,000 or more in a year!
👉 Apply Now & Start Paying Smartly with UPI + Credit Card Combo!
🪄 CHOOSE TO EXPERIENCE DELIGHTFUL!
✨ Beautiful Possibilities. Ready for You.
Apply for your HDFC Bank Credit Card now and unlock:
💳 Best-in-Class Range
🎁 6000+ Offers throughout the Year
🔥 Cards like Millennia, MoneyBack+, and new-age HDFC Neo
✅ Shop Smart, Earn Rewards, and Enjoy Big Savings!
📲 Apply Now & Make Every Spend Rewarding!
🛒 RBL ShopRite Credit Card Deal!
🎁 2,000 Reward Points as Welcome Gift
🛍 5% Value Back on Groceries (up to 1,000 pts/month)
🎬 10% Off on Movies via BookMyShow
⛽ 1% Fuel Surcharge Waiver
💳 Annual Fee ₹500 (Waived on ₹1.5L Spend)
👉 Apply Now
🚆 Get the IRCTC RBL Bank RuPay Credit Card – Perfect for Train Travelers! 🇮🇳💳
✅ 500 Reward Points on ₹500+ spend within 30 days
✅ 5X Reward Points on IRCTC train bookings
✅ 2 Free Railway Lounge Access/Quarter (8 per year)
✅ Train Cancellation Protection up to ₹5,000
✅ 1% IRCTC surcharge waived (up to ₹200/month)
✅ UPI-enabled + Works as a Transit Card (NCMC)
💰 Annual Fee: ₹500 only
👉 Apply Now:
⛽ Fuel up & save with IndianOil RBL Bank Credit Card!
🔥 Key Benefits:
• 10 Fuel Points per ₹100 at select IOCL outlets
• 1 Fuel Point per ₹100 on other spends
🎁 Welcome Bonus: 1,000 Reward Points
💸 Annual Fee: ₹500 + GST
✅ Annual Fee Waiver on spends of ₹1.75 Lac
Perfect for frequent drivers!
👉 Apply Now
🚗 Save Big on Every Fuel Refill!
Apply for the IndianOil RBL Bank XTRA Credit Card & Get:
✅ Up to 8.5% Value Back on Fuel
✅ Welcome Bonus Worth ₹1,500
✅ Quarterly Fuel Rewards
✅ Annual Fee Waiver on ₹2.75L Spend
✅ 1% Fuel Surcharge Waiver
📍 Perfect for IOCL users & daily commuters!
👉 Apply Now
🏨✨ HDFC Bank Marriott Bonvoy Credit Card ✨🏨
Perfect for Travel & Luxury Lovers! 🌍💳
🎁 Welcome Benefits worth ₹25,000+
🏅 Free Marriott Bonvoy Silver Elite Status
🛏️ 1 Free Night Award on spending ₹6L annually
🎫 10X Reward Points on Marriott spends
✈️ Convert points to 40+ airlines' miles
💳 Annual Fee: ₹3,000+GST
Get the RBL Bank Patanjali Vishisht Credit Card and enjoy exciting benefits:
🌿 10% savings on Patanjali purchases
💳 5% cashback on utilities, fuel & more
🏥 Complimentary health check-up
🎁 Welcome benefits worth ₹250
Perfect for wellness & savings!
Apply now
🚀 Get your Niyo Express Card now!
✅ Zero Forex Markup
✅ Free Airport Lounge Access
✅ 100% Digital Onboarding
✅ Ideal for international travel & students
🔗 Apply here:
3% cashback on UPI spends
• No joining or annual fees – lifetime free
• Free lounge access
• Instant digital card & paperless setup
Smart credit for everyday UPI users. Apply now
💳 Jupiter Edge+ Credit Card – India’s smartest cashback card!
✅ 10% cashback on top brands
✅ 5% on travel bookings
✅ 1% on UPI & other spends
✅ ₹499 joining fee (waived for first 2 lakh users)
✅ No annual fee | UPI-enabled | Smart spend tracking
🎁 Lifetime free for early users – Apply now
Apply for the RBL Bank Patanjali Swarn Credit Card and enjoy:
🌿 5% cashback on Patanjali purchases
💳 2% cashback on fuel, utility bills & more
🎁 Welcome benefits worth ₹250
🛡️ Complimentary health check-up
Perfect for your daily needs & holistic lifestyle!
Fly More with the IndiGo IDFC FIRST Dual Credit Card! 🎉
Apply with a ₹1 Lakh FD and get:
• ₹0 joining fee for Year 1
• Dual-card combo: RuPay + Mastercard with a shared credit limit
• Earn 6 BluChips/₹100 on IndiGo website/app (plus up to 16 extra based on IndiGo tier)
• 3 BluChips/₹100 on dining, entertainment & monthly bills
• 0.5 BluChips/₹100 on UPI, insurance, fuel, utilities & rent
• Bonus 3 000 BluChips if you spend ₹1 L in the first 90 days
• Milestone rewards — earn 5 000 BluChips vouchers at ₹2 L, ₹5 L, ₹8 L, ₹10 L & ₹12 L annual spends (up to 25 000 BluChips)
• Low forex markup of just 1.49%
• Complimentary EazyDiner Prime (3 mo) & Postcard Hotels voucher
💰 Get instant extra funds with HDFC Insta Jumbo Loan!
• No paperwork
• Credit card limit remains untouched
• Quick disbursal to your account
• Flexible EMIs up to 60 months
Check eligibility via HDFC NetBanking now!
💰 Get instant extra funds with HDFC Insta Jumbo Loan!
• No paperwork
• Credit card limit remains untouched
• Quick disbursal to your account
• Flexible EMIs up to 60 months
Check eligibility via HDFC NetBanking now!
✈ IDFC FIRST Bank IndiGo Credit Card 💳
🔹 Joining Fee: ₹4,999 + GST
🔹 Welcome Benefits: 8,000 IndiGo BluChips
• 5,000 BluChips on fee payment
• 3,000 BluChips on ₹1L spends within 90 days
🔹 Milestone Benefits: Up to 25,000 BluChips/year
• 5 vouchers of 5,000 BluChips on spending ₹2L, ₹5L, ₹8L, ₹10L & ₹12L
🔹 Annual Fee: ₹4,999 + GST (from 2nd year onwards)
Freedom to Explore sale on Cleartrip – enjoy extra benefits when paying via EMI on your HSBC Credit Card!
• Flat 12% off domestic flights via EMI (up to ₹2,800)
• Flat 10% off international flights via EMI (up to ₹6,000)
Use code HSBCCCEMI to avail offers
HSBCCCEM
Show Coupon✅ 10% cashback on food, groceries & delivery (₹1,000 cap)
✅ 1.5% unlimited cashback on other spends
🎁 ₹1,000 cashback + ₹250 Amazon voucher for new users
🛫 4 free domestic lounge visits/year
Apply now & save on everyday spends!
✈️ Travel smarter with the HSBC TravelOne Credit Card!
• 6 domestic + 4 international lounge visits/year
• 4X reward points on flights, travel bookings & international spends
• ₹3,000 hotel voucher + ₹1,000 cashback as welcome bonus
• Extra travel perks with Yatra, EaseMyTrip, ClearTrip & more
Perfect for frequent flyers & globetrotters. Apply now!
Freedom to Explore sale on Cleartrip – save big when you book with your HSBC Credit Card!
• Flat 12% off domestic flights (up to ₹1,800)
• Flat 10% off international flights (up to ₹6,000)
Use code HSBCCC before paying
Hurry up
HSBCCC
Show CouponFreedom to Explore sale ends 16 Aug 2025 — enjoy great savings with your ICICI Credit Card!
• Flat 12% off domestic flights (up to ₹1,500) on a minimum fare of ₹10,000
• Flat 10% off international flights (up to ₹5,000) on a minimum fare of ₹20,000
Use code CTICICICC at checkout
Book via Cleartrip site or app today!
CTICICICC
Show CouponSBI SimplyCLICK Credit Card
Benefits
1. Earn 10X rewards on online spends with exclusive partners-
Cleartrip/Apollo24X7/BookmyShow/EazyDiner/Netmeds.
2.Get gift card worth Rs.500* as Welcome Gift on payment of Annual Fee of Rs. 499 + taxes.
3.Get e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs. 2Lakhs each
4.Instant 10% discount on Flipkart, Amazon & More during Big Online Sales
5.Renewal fee of Rs 499 will be waived off on spending Rs 1 Lakh in the subsequent year.
Fees
1.Joining Fee: Rs 499+ GST
2.Annual Fee: Nil for First year, Rs 499+ GST - Second year onwards
3.Annual Fees will be waived on annual spends of Rs 2 Lacs
Eligibility crtieria
1.Employment Status: Salaried or Self-employed
2.Income: Rs 20,000 per month
3.Required Age: 21-60 years
4.User's Credit Score must preferably over 750
Apply For Bajajfinserv RBL Credit Card
How To Apply
1.Open The Link
2.Click on the "Apply Now" button and fill in the required personal and employment details such as name, date of birth, employment status, monthly income, etc.
3.Upload the necessary documents such as PAN card, Aadhaar card, and income proof.
4.Review the terms and conditions of the credit card and accept them.
5.Submit your application.
6.Once your application is submitted, the bank will verify your details and documents.
7.Upon successful verification, you will receive an instant online approval or a decision within a few days.
Benefits
1.Welcome benefits: New cardholders can enjoy welcome benefits such as bonus reward points, vouchers, and cashback offers.
2.Reward points: The cardholder can earn reward points on every transaction made using the Bajaj Finserv RBL Bank SuperCard. These reward points can be redeemed for various products and services, including flight tickets, hotel bookings, and shopping vouchers.
3.Cashback offers: The cardholder can avail of various cashback offers on transactions made using the Bajaj Finserv RBL Bank SuperCard.
4.Discounts: The cardholder can enjoy discounts on various partner merchants such as dining, entertainment, travel, and lifestyle.
5.Zero percent EMI: The cardholder can avail of zero percent EMI offers on various products and services such as electronics, furniture, and travel.
6.Fuel surcharge waiver: The cardholder can enjoy a waiver of fuel surcharge at petrol pumps across India.
7.Insurance cover: The Bajaj Finserv RBL Bank SuperCard comes with a complimentary air accident insurance cover of up to Rs. 1 crore.
APPLY NOW
>For Everyone:
One payment App for quick and easy access to credit to anyone, anywhere, anytime!
FatakPay is for everyone! All you need is a basic smart phone, minimum KYC (Photo ID & address proof) and a bank account.
Get A seamless and hassle-free bill payment experience.
FatakPay is available to all customers, even those without any formal credit history. In fact, it is an excellent tool to build or improve your credit score when you make timely payments.
Apply online for an instant loan using KYC details:
>For Corporate :
FatakPay provides instant credit to your
employees allowing them to manage their cash flow
from one pay day to the next.
*It Helps Employers By:
Frees up your working capital from advance salaries.
Release HR Bandwidth
Increase productivity & reduce attrition.
Takes care of expenses for your employees.
Company-wide rollout in 48 hours.
*It Helps Employees As:
Access to almost ZERO cost credit.
Instills financial discipline & allows them to manage their cash flows.
Credit score improvement opportunity.
A happier, healthier and more productive employer relationship.
Visit The Landing Page For More Details
Explore Health & Wellness Plans,Cancer Secure Plans,Critical Illness Plans,Personal Accident Plans ,Corporate Plans & Many More Apply For Health Insurance Visit The Landing Page For More Details
Opening Savings Account Online
Provide your basic details, such as residential location, annual income, name, age, and other personal information
Compare the different types of accounts offered by various banks and other financial institutions
Once you shortlist the one that best meets your requirements, you can apply for the account with the particular institution
You will be redirected to the institution’s website where you can proceed with the application; alternatively, you will receive a reference number and the institution’s representative will call within two working days
The institution will process your application and open your account
Visit The Landing Page For More Details
While credit cards offer many benefits, it's important to use them responsibly to avoid debt and high interest charges. Always pay your balance in full and on time to maximize these advantages. And with the following, you will have a clear picture to choose the right one for you.
1. Convenience: Credit cards are widely accepted, making them a convenient payment method for both online and in-person purchases. They eliminate the need to carry large amounts of cash.
2. Rewards and Cash Back: Many credit cards offer rewards programs that provide points, miles, or cash back for purchases. These rewards can be redeemed for travel, gift cards, merchandise, or statement credits.
3. Build Credit History: Responsible use of a credit card helps build and improve your credit score. A good credit score is essential for securing loans, mortgages, and better interest rates.
4. Interest-Free Period: Credit cards often come with an interest-free grace period, typically 20-30 days, allowing you to pay off your balance without incurring interest.
5. Purchase Protection: Credit cards often provide purchase protection, covering items that are damaged, lost, or stolen. Some cards offer extended warranties on products purchased.
6. Fraud Protection: Credit cards come with fraud protection measures, and most issuers have zero liability policies for unauthorized charges. It's easier to dispute charges on a credit card compared to other payment methods.
7. Emergency Funds: Credit cards can be a helpful resource in emergencies when you need quick access to funds.
8. Travel Benefits: Many credit cards offer travel-related benefits such as travel insurance, rental car insurance, and no foreign transaction fees. Some cards provide access to airport lounges and other travel perks.
9. Budgeting and Tracking: Monthly statements provide a detailed record of your spending, which can help with budgeting and financial planning.
10. Special Offers and Discounts: Credit card issuers often provide special offers, discounts, and access to exclusive events for cardholders.
Using a credit card wisely can help you take advantage of its benefits while avoiding common pitfalls. Here are some tips to manage your credit card responsibly:
1. Pay Your Balance in Full: Aim to pay off your entire balance each month to avoid interest charges.
2. Pay on Time: Set up automatic payments or reminders to ensure timely payments.
3. Monitor Your Spending: Keep track of your purchases to stay within your budget.
4. Use Credit Cards for Needs, Not Wants: Focus on using your card for essential expenses and emergencies.
5. Keep Your Credit Utilization Low: High utilization can negatively impact your credit score.
6. Avoid Cash Advances: Use cash advances only in emergencies and repay them quickly.
7. Protect Your Information: Keep your credit card information secure to prevent fraud and identity theft.
Credit Card Category | SBI Offers |
SBI Card Elite | Free Movie tickets | Earn UPTO 50,000 Reward Points + Complimentary Membership |
Simply CLICK SBI Card | 10X Reward Points on BookMyShow, ClearTrip, Apollo 24X7 & Netmeds |
Doctor's SBI Card | Insurance Cover of UPTO 20 Lakhs | 5X Reward Points on Medical Supplies, Travel Bookings, International Spending and Doctors’ Day |
HDFC Credit Cards | HDFC Offers |
Pixel Play Credit Card | Movie Tickets, Online Shopping, and Travel Booking get 5% Cashback |
Swiggy HDFC Bank Credit Card | 10% Cashback on Swiggy application |
Regalia Gold Credit Card | Earn Bonus 15,000 Reward Points |
HDFC Money-Back Credit Card | 2x reward points for shopping online |
Well, these are just the beginner's part of it grab more such credit card offers & cashback credit cards with extra benefits by applying via PaisaWapas, Explore Now!
Applying for credit cards via PaisaWapas can offer several advantages, making the process more beneficial and convenient for users. Here are some key benefits:
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By applying for credit cards via PaisaWapas, you can take advantage of these benefits, ensuring a more informed, convenient, and rewarding experience.