SPIN & WIN
Reward Rates
- ₹ 1550PW Reward on Successful Card Delivered.
886 people used till this date 
Joining/Annual Fee ( Lifetime Free Credit Card:- LIT, ALUTRA & ALTURA PLUS )
• Milestone Benefit: Cashback of Rs. 50 on >=10,000 spends in a month
• Product Features:
• 2% cashback on Groceries and Dept. Stores, Utility Bill payments (max.
of Rs. 50/month)
• 1% cashback for spends on all other categories (max. Rs. 50/month)
• 1% Fuel Surcharge waiver for trxn b/w 400-5000 (max. Rs. 100/month)
• Complimentary 2 per quarter Domestic Railway Lounge access
• Insurance up to card limit in case of LCL/Skimming/Counterfeit
Expires on Wed Aug 14 14:33:00 IST 2024 Wed Aug 14 14:33:00 IST 2024 HOW IT WORKS ⓘ T&C 
Verified 99 people used till this date Joining/Annual Fee - nill
• 1st year fee waiver with 20,000 spends in 90 days
• 2nd year fee waiver with 80,000 spends in prev. year
• Welcome Benefit: Rs. 500 flat voucher (Amazon, Bigbasket, Uber, Swiggy,
Bata, Bookmyshow etc.) on min. spend of 10,000 in first 60 days
• Milestone Benefit: 500 Reward Points (RP) on >=20,000 spends in a month
• Product Features:
• 2 RPs/Rs.100 on all Online Spends (1RP = 0.25 Rs.)
• 1.5% cashback for all POS spends (max. Rs. 100/month); For POS
spends >Rs. 6,667, customer will earn 1 RP/Rs. 100
• 1% Fuel Surcharge waiver for trxn b/w 400-5000 (max. Rs. 150/month)
• Complimentary 2 per quarter Domestic Railway Lounge access
• Insurance up to card limit in case of LCL/Skimming/Counterfeit
Expires on Wed Aug 14 00:00:00 IST 2024 Wed Aug 14 00:00:00 IST 2024 HOW IT WORKS ⓘ T&C Verified 51 people used till this date Joining/Annual Fee of Rs. 2999 with an option of spend based fee waiver
• 1st year fee waiver with 40,000 spends in 90 days
• 2nd year fee waiver with 1,50,000 spends in prev. year
• Welcome Benefit: Rs. 2,000 flat voucher (Amazon, Bigbasket, Uber, Swiggy,
Bata, Bookmyshow etc.) on min. spend of 30,000 in first 60 days
• Product Features:
• 10 RPs/Rs.100 on Utility spends, 4 RPs/100 on Groceries and Dept.
stores, 2 RPs/100 on all other spends (1RP = 0.25 Rs.)
• 1000 Bonus RPs as Birthday Gift for 1st trxn on that day
• 1% Fuel Surcharge waiver for trxn b/w 400-5000 (max. Rs. 250/month
Expires on Wed Aug 14 00:00:00 IST 2024 Wed Aug 14 00:00:00 IST 2024 HOW IT WORKS ⓘ T&C Verified 70 people used till this date Joining/Annual Fee of Rs. 7999 with an option of spend based fee waiver
• 1st year fee waiver with 1,25,000 spends in 90 days
• 2nd year fee waiver with 5,00,000 spends in prev. year
• Welcome Benefit:
• Rs. 1,000 flat voucher (Amazon or MMT) on 1st POS trxn within 60 days
• Zomato Pro 1 year membership on 5th overall trxn within 60 days and
10,000 RPs on Rs. 1 Lac spends in 60 days
• Product Features:
• 20 RPs/Rs.100 on Fine Dining Restaurants, 10 RPs/100 on Groceries &
Dept. stores and International spends, 5 RPs/100 on all other spends
• 2500 Bonus RPs as Birthday Gift for 1st trxn on that day (1RP = 0.25 Rs.)
• Lower Mark up fees of 1.99%
Expires on Wed Aug 14 00:00:00 IST 2024 Wed Aug 14 00:00:00 IST 2024 HOW IT WORKS ⓘ T&C Verified 
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Milestone Benefit:
Lounge Access:
Other Benefits:
Insurance:
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Milestone Benefit:
Lounge Access:
Other Benefits:
Insurance:
All the au small finance bank Credit Card types come with annual fees. Here will see the annual/renewal fees:
AU Credit Card activation is a smooth and easy process. To activate your card, follow these steps: -
Similar to AU BAnk, you can also get coupons on NIRA, ICIC Bank, etc...
