{"id":29729,"date":"2020-11-26T20:23:58","date_gmt":"2020-11-26T14:53:58","guid":{"rendered":"https:\/\/www.paisawapas.com\/blog\/?p=29729"},"modified":"2021-08-30T16:55:16","modified_gmt":"2021-08-30T11:25:16","slug":"benefits-of-good-credit-score","status":"publish","type":"post","link":"https:\/\/www.paisawapas.com\/blog\/benefits-of-good-credit-score\/","title":{"rendered":"Benefits of Good Credit Score"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-1024x1024.png\" alt=\"\" class=\"wp-image-29730\" width=\"405\" height=\"405\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-1024x1024.png 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-300x300.png 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-150x150.png 150w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-768x768.png 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-1536x1536.png 1536w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-2048x2048.png 2048w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143049\/benefits-of-good-credit-score-70x70.png 70w\" sizes=\"auto, (max-width: 405px) 100vw, 405px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Everyone can survive with bad credit but it&#8217;s not cheap. Having a good credit score can save your money and make your financial life way easier in terms of<strong><span style=\"text-decoration: underline;\"> <span style=\"color:#178fc2\" class=\"has-inline-color\">low-interest rate on loans and credit cards<\/span><\/span><\/strong>,<strong><span style=\"text-decoration: underline;\"> <\/span><\/strong><span style=\"color:#1281b1\" class=\"has-inline-color\"><strong><span style=\"text-decoration: underline;\">better car insurance rate<\/span><\/strong>,<\/span> gives you the <strong><span style=\"text-decoration: underline;\"><span style=\"color:#1788b8\" class=\"has-inline-color\">power to negotiate your loan terms<\/span><\/span><\/strong>,<strong><span style=\"text-decoration: underline;\"><span style=\"color:#1a8ab9\" class=\"has-inline-color\"> easy approval for home loans<\/span><\/span><\/strong>, get better employment prospects and much more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is a Credit Score?&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143153\/Credit-Score.jpg\" alt=\"\" class=\"wp-image-29731\" width=\"464\" height=\"308\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143153\/Credit-Score.jpg 720w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143153\/Credit-Score-300x200.jpg 300w\" sizes=\"auto, (max-width: 464px) 100vw, 464px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Credit is a three-digit number ranging from <strong>300 to 850<\/strong>. Credit scores calculated using the information in your credit report, including your payment history; the amount of debt you have; and the length of your credit history.<\/p><div id=\"paisa-1305191821\" class=\"paisa-content paisa-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><a href=\"https:\/\/amzn.to\/4h8j21D\" aria-label=\"blog banner app popup copy\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2025\/03\/06184200\/blog-banner-app-popup-copy.jpg\" alt=\"\"  width=\"300\" height=\"300\"   \/><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Is 760 a Good Credit Score?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143428\/Good-Credit-Score.png\" alt=\"\" class=\"wp-image-29732\" width=\"379\" height=\"317\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143428\/Good-Credit-Score.png 798w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143428\/Good-Credit-Score-300x251.png 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143428\/Good-Credit-Score-768x643.png 768w\" sizes=\"auto, (max-width: 379px) 100vw, 379px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Credit score&nbsp;generally range&nbsp;from 300 to 850.&nbsp;<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>A credit score from <strong><span style=\"color:#177db4\" class=\"has-inline-color\">580 to 669<\/span><\/strong> is considered<strong><span style=\"color:#1f87b3\" class=\"has-inline-color\"> fair<\/span><\/strong><\/li><li>A credit score between<strong> <span style=\"color:#1585b4\" class=\"has-inline-color\">670 to 739 <\/span><\/strong>is considered <span style=\"color:#1482b1\" class=\"has-inline-color\"><strong>good<\/strong><\/span><\/li><li>A credit score between <strong><span style=\"color:#1184b4\" class=\"has-inline-color\">740 to 799<\/span><\/strong> is considered <strong><span style=\"color:#158dc0\" class=\"has-inline-color\">very good<\/span><\/strong><\/li><li>A credit score between <strong><span style=\"color:#1385b6\" class=\"has-inline-color\">800 <\/span><\/strong>and up is considered<strong><span style=\"color:#1086b8\" class=\"has-inline-color\"> excellent<\/span><\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Higher the credit score means in the past you have responsible credit behavior, which may make creditors and lenders more confident when evaluating a request for credit<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ever wonder how an excellent credit score can impact your life? Here are some <strong>benefits of having a good credit score.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get Better Interest Rates on Loans and Credit Cards<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143651\/interest-rate-1024x536.png\" alt=\"\" class=\"wp-image-29733\" width=\"364\" height=\"190\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143651\/interest-rate-1024x536.png 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143651\/interest-rate-300x157.png 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143651\/interest-rate-768x402.png 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143651\/interest-rate.png 1200w\" sizes=\"auto, (max-width: 364px) 100vw, 364px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Interest rate is having a direct link with your credit score. The interest rate is the cost that you pay for borrowing money. If you have a good credit score then you will pay<strong><span style=\"color:#165b79\" class=\"has-inline-color\"><span style=\"text-decoration: underline;\"> low-interest rates on loans and credit card balances<\/span><\/span><\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The fewer bucks you pay for loans, the more money you have for other expenses. Be it a<strong> car loan, personal loan, home loan<\/strong> with a high credit score, a bank might offer you a<strong> <\/strong>low-interest rate on loans. On top of this, you can also get benefits such as eligibility to get a higher loan amount and a discount on the processing fee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2017 those who are having excellent credit scores pay a much lesser interest rate of 36% on home loans as compared to those with a fair credit score.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read<\/strong>:<strong> <a href=\"https:\/\/www.paisawapas.com\/blog\/a-fine-line-between-optimism-denial\/\">A fine line between optimism and denial<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get Quicker Loan and Credit Card Approval&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143822\/Loan-Approval.png\" alt=\"\" class=\"wp-image-29734\" width=\"414\" height=\"254\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143822\/Loan-Approval.png 435w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25143822\/Loan-Approval-300x184.png 300w\" sizes=\"auto, (max-width: 414px) 100vw, 414px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Borrowers with an excellent credit score are considered low-risk borrowers and therefore, the chances are quite high of <strong><span style=\"text-decoration: underline;\"><span style=\"color:#1789b9\" class=\"has-inline-color\">getting quicker loan and credit card approval. <\/span><\/span><\/strong>An excellent credit score doesn\u2019t always guarantee approval as lenders still considered other factors like income and debut. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A high credit score is an indicator of your credit worthiness, and this will allow the lender to make decisions, much faster, and decrease the risk of not getting approved for a loan or credit card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get Excellent Credit Card Deals&nbsp;&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers.jpg\" alt=\"\" class=\"wp-image-29739\" width=\"333\" height=\"333\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers.jpg 900w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers-300x300.jpg 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers-150x150.jpg 150w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers-768x768.jpg 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144718\/credit-card-offers-70x70.jpg 70w\" sizes=\"auto, (max-width: 333px) 100vw, 333px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The most rewarding credit cards including <strong><span style=\"color:#1f89b6\" class=\"has-inline-color\">low-interest rates<\/span><\/strong>, best rewards such as<strong> <span style=\"text-decoration: underline;\"><span style=\"color:#1d8fc0\" class=\"has-inline-color\">travel points<\/span><span style=\"color:#1484b4\" class=\"has-inline-color\">, cash back<\/span><\/span><\/strong>, and more. what we all need but for this excellent credit score is a must. Which help you save your money with such ease.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Negotiating Power&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144937\/negotiate-1024x576.jpg\" alt=\"\" class=\"wp-image-29740\" width=\"445\" height=\"250\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144937\/negotiate-1024x576.jpg 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144937\/negotiate-300x169.jpg 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144937\/negotiate-768x432.jpg 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25144937\/negotiate.jpg 1200w\" sizes=\"auto, (max-width: 445px) 100vw, 445px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Having an excellent credit score gives you leverage to negotiate on<span style=\"text-decoration: underline;\"><span style=\"color:#1990c3\" class=\"has-inline-color\"> <strong>lower interest rates on loans and credit cards<\/strong><\/span><\/span><strong>. <\/strong>You can take advantage of other attractive offers from other companies with a good credit score on the other hand individuals with lower credit score doesn\u2019t have any other options instead of paying a higher interest rate on loans and credit cards<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Quicker Approval of Higher Credit Card limits&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145211\/credit-card-score-1024x431.png\" alt=\"\" class=\"wp-image-29741\" width=\"454\" height=\"191\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145211\/credit-card-score-1024x431.png 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145211\/credit-card-score-300x126.png 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145211\/credit-card-score-768x323.png 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145211\/credit-card-score.png 1306w\" sizes=\"auto, (max-width: 454px) 100vw, 454px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Borrowing capacity is based on your income and credit score. Having an excellent credit score lets you borrow more as you have demonstrated that you will pay back on time what you borrow. But this doesn\u2019t mean that individuals with an average <strong>credit score<\/strong> can&#8217;t be approved for a loan instead the amount will be limited.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A higher amount of loans increases the risk for lenders. Lending to individuals who are not responsible enough multiple the risk. So, having a <strong>good credit score<\/strong> can <strong><span style=\"color:#0d8ec5\" class=\"has-inline-color\">higher the amount of loan.<\/span><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get Better Car Insurance Rates&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145733\/car.png\" alt=\"\" class=\"wp-image-29743\" width=\"409\" height=\"252\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145733\/car.png 435w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25145733\/car-300x185.png 300w\" sizes=\"auto, (max-width: 409px) 100vw, 409px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies use information from your insurance history and credit report to develop your insurance risk score, so they often penalize people who have low credit scores with higher insurance premiums. So with a <strong>good credit score<\/strong>, you simply<strong> pay much less <\/strong>than the other applicants with a poor credit score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>No Security Deposit on Utilities<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25150309\/security-deposit-1024x597.png\" alt=\"\" class=\"wp-image-29744\" width=\"456\" height=\"266\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25150309\/security-deposit-1024x597.png 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25150309\/security-deposit-300x175.png 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25150309\/security-deposit-768x448.png 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25150309\/security-deposit.png 1200w\" sizes=\"auto, (max-width: 456px) 100vw, 456px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Utility companies might look at your credit score to get a sense of your credit history and having a bad credit history will result in paying the deposit or sign by any of your friends and family to pay the bill if you fail to. These deposits are sometimes $200 to 3200 and a huge inconvenience when you\u2019re relocating.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Quicker Chances Of Getting Hired<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151156\/easier-to-get-job.png\" alt=\"\" class=\"wp-image-29748\" width=\"495\" height=\"227\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151156\/easier-to-get-job.png 647w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151156\/easier-to-get-job-300x138.png 300w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">With a good credit score, the chances of getting hired are much easier. Before sending you an offer letter employers check your credit history with your permission. If they find out that you have declared bankruptcy or late payments, it can raise a red flag and you are not responsible as you have seen hence not fit for the position.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> Apartment on Rent<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151832\/rent-1024x597.jpg\" alt=\"\" class=\"wp-image-29752\" width=\"444\" height=\"259\" srcset=\"https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151832\/rent-1024x597.jpg 1024w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151832\/rent-300x175.jpg 300w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151832\/rent-768x448.jpg 768w, https:\/\/s3.ap-south-1.amazonaws.com\/img.paisawapas\/images\/2020\/11\/25151832\/rent.jpg 1200w\" sizes=\"auto, (max-width: 444px) 100vw, 444px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">While having an apartment on rent, the landlord checks your credit history to check whether you will pay the rent on time or not If your score is too low or your report has too many negative marks, getting that dream apartment may be difficult. Even if you\u2019re able to get an apartment with bad credit, your landlord may charge a higher security deposit or request a co-signer on the lease.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So now we have explored 9 benefits of a good credit score. A good credit score is something to be proud of, because of all the benefits. Especially if you&#8217;ve had to work hard to take the credit score from bad to good. keep doing what it takes to maintain a<strong> good credit score<\/strong>. Only a few missed or late payments to start getting off track.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone can survive with bad credit but it&#8217;s not cheap. Having a good credit score can save your money and make your financial life way easier in terms of low-interest rate on loans and credit cards, better car insurance rate, gives you the power to negotiate your loan terms, easy approval for home loans, get [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":29832,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29729","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-shopping"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits of Good Credit Score - PaisaWapas Blog<\/title>\n<meta name=\"description\" content=\"Benefits of good credit score. Get Better interest rates on loans and credit cards, Get Quicker Loan and Credit Card Approval, Get Better Car Insurance Rates\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paisawapas.com\/blog\/benefits-of-good-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefits of Good Credit Score - PaisaWapas Blog\" \/>\n<meta property=\"og:description\" content=\"Benefits of good credit score. 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