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7 Best UPI App For Secured Payment & Cashbacks


Digital payments started in India after the 2016 demonetization. The Indian public became comfortable with digital transactions and today, we see a great boom in the world of UPI payments. It has simplified the process of making payments with just a UPI ID and phone click. And know the best UPI app in India which are safe to use and get more cashback while using.

Further, with the rapid increase of the digital business world, UPI payment mode is also increasing as it is the fastest and most secure way to make payments online. Do you want to know which is the best UPI payments app in India? If, so then you are on the right page. In this article, we will discuss some of the top UPI apps that offer a secured transaction.

Benefits of the Best UPI App

The UPI apps also allow you to win exciting cashback, which helps save money on online shopping. Today, with the increasing demand for UPI payments, many payment apps are introduced into the market. Hence, choosing the best UPI payments may become a tad bit challenging.

What are UPI Payment and UPI Id?

UPI refers to Unified Payment Interface, a secure and instant payment system developed by the National Payment Corporation of India. It facilitates an instant bank transfer facility regulated by the Reserve Bank of India. By using top UPI apps, you can make online payments, transfer payments to other accounts, and get rewards in return to save extra money.

Moreover, you can make UPI payments for electricity and other bill payments. All you need to do is create your UPI ID, and you are good to go. From Amazon Pay to Google Pay, you can access everything easily.

Top UPI Apps To Use

Without further ado, let us discuss the top UPI apps you can use without any worries. Scroll now to know, which is the most secure UPI app.

UPI Payment with Google Pay

Google Pay, launched in 2015, is one of the top UPI apps for online payments, bank transfers, bill payments, recharge, and other payments. You can use Google Pay UPI ID to make payments, recharge, and band transfer.

It is the most secure UPI app in India and has multiple players of security which gives you a surety of protection during money transfers. Also, the UPI ID for Google Pay is handled through @okaxks, @okhdfcbank, @okicici, and @okaxis. New users and even existing users can win exciting cashback offers and referral rewards on the transaction. You can also browse different merchants and e-commerce platforms right from here to make an online payment.

UPI Payment with Amazon Pay

Amazon Pay is another popular UPI payment app that was started by the e-commerce giant, Amazon, in 2019. It offers an easy and secured UPI payment, and also has good rewards on each transaction. You can get amazing Amazon Pay offers with mobile recharge, bill payments, electricity bill payment, pipe gas recharge, water bill payment, and broadband. You can also use Amazon bill pay to make payments and get cashback vouchers and gift cards to save extra money. Further, Amazon Pay can also be used for online shopping across categories. And Amazon pay is known for being the best UPI app with cashback.

So, don’t miss out to explore these features of Amazon Pay and use them during the Amazon Great Indian Sale.

UPI Payment with Paytm: Best UPI App

Paytm App is the best UPI app to make payments. It is owned by an Indian company, which is run by One97 communication. You can send money to the bank account directly from the Paytm wallet and even make payments at online stores. It offers a smooth process for UPI payment and is known as the best UPI app in India.

Moreover, this app also allows you to recharge your mobile phones and book online travel tickets. It has a smooth interface and is highly secure, which gives you the surety of smooth and safe digital payments. You can even invest in this platform in mutual funds which give you a wallet facility. Grab the latest Paytm offers and save your money.

Use your Best UPI apps and get PaisaWapas coupons to save your bank balance.


UPI Payment with BHIM 

BHIM UPI is an Indian UPI payment app developed by the National Payment Corporation of India. Ad knew as the best UPI app. It is based on the Unified Payment Interface which is quite easy to operate and allows you to transfer money online to various banks and other platforms.

It is verified by the Indian Government and is definitely among the top UPI apps in India. You can recharge your phone, make payments online, order food from your favorite restaurants, receive and transfer money instantly, and many others with your BHIM UPI ID.

Also Read: Best Mobile Recharge Apps

UPI Payment with PhonePe

PhonePe is among the top UPI apps in India, which was launched in 2015 to ease online transactions. Currently, this UPI payment app is considered the most secure app to make online payments. The best thing is you can even buy and sell gold shares through this online payment platform.

PhonePe also provides the wallet facility to add balance. Above this, you make up to Rs 1 lakh transaction from the UPI id. You also have a chance to win rewards in the form of scratch coupons. The platform is supported by @ybl, which ensures that it is safe to use and make online payments. It is considered one of the most secure UPI apps. So, make UPI payment during the Flipkart Big Billion Days Sale and experience hassle-free shopping.

UPI Payment with MobiKwik: Best UPI App

MobiKwik is one of the top UPI apps that offers a highly secure online platform for digital payments. By using this UPI app, you can pay your utility bills, electricity bills, online store transactions, and many more. The app is supported by @ikwik and gives you the facility to link your bank account with this UPI wallet. The best thing about this platform is that it allows personal loans and mutual funds investments. Check out the latest Mobikwik offers and make payments easily.

UPI Payment with My Airtel App

Last (but not least) on the list is the My Airtel UPI app which allows you to recharge phones of all the networks. You can even use this online payment app to recharge broadband, and DTH, and make electricity bills payment easily. Airtel came into the market in 2017 which is handled by the @airtel. This app is secure and reliable for hassle-free online payments. Within a couple of years of its launch, it has soared high to become the top app for payment in India. Grab the latest Airtel offers and start shopping.

Final Thoughts on Best UPI App

So, here are the top UPI apps which you can use for making online payments. All these UPI payment apps are completely safe and secure as compared to other online payment options. Just set up your UPI ID using your bank account, and you are ready to use it. The other top UPI apps listed above are the Best UPI App from which you can avail of the new UPI app offer.

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Poorva Bajaj

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